Social Security benefits in 2025: 5 big changes retirees should plan for
If you start collecting Social Security before full retirement age, you can earn up to $1,950 per month ($23,400 per year) in 2025 before the SSA will start withholding benefits, at the rate of $1 in benefits for every $2 above the limit. In 2024, the maximum exempt earnings were $1,860 per month ($22,320 per year).