Your future Social Security benefit increases could be affected by which candidate wins the upcoming presidential election.

Retired workers in these 10 states will receive the largest cost-of-living adjustments (COLAs) in absolute dollars next year.

Social Security benefits are given a cost of living adjustment each year. The 2025 COLA increase is the smallest since 2021.

With the 2025 COLA announcement, the average Social Security check for individual retirees will increase from $1,927 per month to $1,976

Those receiving spousal benefits can expect to receive the same increase the primary spouse receives to their retired worker benefits.

This double SSI check is due to Dec. 1 falling on a Sunday this year. Recipients, who usually receive their checks the first of the month, will get their November payment on Nov. 1, and their SSI payments for December will be distributed on Friday, Nov. 29, according to the SSA calendar.

The extent to which your monthly Social Security payments will increase in 2025 will hinge on a few factors. These include an official COLA number, whether you're enrolled in Medicare, and whether the cost of Part B rises in 2025.

Vice President Harris and former President Trump have both vowed to protect Social Security, but experts say both of their campaign platforms fall short of specific solutions for a program that faces threats to funding in roughly a decade.